Services
A clearer perspective, with Certus.
What we offer
Understanding & supporting every situation.
Is your business facing financial pressure and you're looking for a path forward?
We can help you regain control

You’re under financial pressure, and the stress is overwhelming. You know the time has come to make a change, but the path feels complicated and lonely. We understand how this can feel and we're here to help you move forward.

Is the time right to exit your business and maximise the value you've built up?
We can manage your transition

You’ve built a successful business and are now standing at a crossroads – be it retirement, moving onto a new venture, or simplifying your corporate structure. You need a strategic partner to handle the complexities and maximise the financial return for your next chapter.

Is your business struggling, and you need to determine the best way forward?
We can help you find clarity

You’re a business leader whose company is facing major operational or financial challenges. This is a critical crossroad, and you need an honest, third-party assessment of your options before taking any irreversible steps.

Start a confidential conversation
Book a confidential chat
We understand your situation

You don’t need to have all the answers. Our initial chat is free, completely confidential, and comes with no obligation. Let’s talk about your situation and find your path to clarity.

Are you facing immense financial pressure and looking for a path to progress?
We can help you regain control

You’re under immense pressure, and the stress is overwhelming. You know the time has come to make a change, but the path feels complicated and lonely. We understand that this has become a personal crisis. We are here to help you move forward.

Are you planning a major life change and need to maximise business returns?
We can manage your transition

You’ve built a successful business and are now standing at a crossroads – be it retirement, moving onto a new venture, or simplifying your corporate structure. You need a strategic partner to handle the complexities and maximise the financial return for your next chapter.

Is your business struggling, and you need to determine the best way forward?
We can help you find clarity

You’re a business leader whose company is facing major operational or financial challenges. This is a critical crossroad, and you need an honest, third-party assessment of your options before taking any irreversible steps.

Start a confidential conversation
We understand your situation

You don’t need to have all the answers. Our initial chat is free, completely confidential, and comes with no obligation. Let’s talk about your situation and find your path to clarity.

Book a confidential chat
Who we Support
Expert guidance, whatever your circumstances.
Businesses

A business needs formal mechanisms for legal closure, restructuring, or protection. We manage the process to secure the best financial outcome for the legal entity.

Example services:

  • Liquidation takes two routes: Formal closure and capital distribution via Solvent Liquidation (MVL) or a Creditors’ Voluntary Liquidation (CVL)
  • Management of a struggling company to attempt rescue, sale, or achieve best creditor outcome via Administration
  • Company Voluntary Arrangement (CVA) - Legal agreement to pay back debts and continue trading
Directors

Directors need guidance on their responsibilities, legal processes, and strategies to secure their own future and manage a responsible company exit.

Example services:

  • Developing turnaround strategies and providing independent viability reviews
  • Advising on available options and managing stake holder engagement, (including dealing with key creditors, HMRC and funders) to create breathing space and support for informed decision making
  • Directors support in complex or disputed situations
Individuals

Individuals need clear, objective guidance on the formal options available to directors and sole traders facing personal liabilities arising from their businesses.  

Example services:

  • Reviewing your personal financial position in the context of business related liabilities
  • Explaining formal insolvency options available to individuals, including Individual Voluntary Arrangements (IVAs), where appropriate
  • Supporting individuals where bankruptcy may be the most suitable route and guiding them through the process
Advisors

Advisors need a reliable, transparent professional who offers technical expertise to support their client relationships and provide comprehensive solutions.

Example services:

  • Executing a full range of formal insolvency processes, including MVL, CVL, CVA, and Administration
  • Providing expert guidance on turnaround strategies or restructuring to help the advisor retain their client
  • Mediating deadlocked Shareholder Disputes to prevent further escalation
Our Services
A range of options, clearly defined.

At Certus, our expertise spans the full spectrum of financial solutions, from solvent exits to complex individual debt management.

Whether you're a business leader needing to maximise capital, or an individual seeking relief, we offer clear, statutory-regulated processes.

We use a human-centred approach to guide you toward the most appropriate and transparent solution.

Connect with us

An introduction to a specialist who understands your world can make all the difference. To learn more about how our services can support you and your clients, please get in touch for an introductory conversation.

Schedule a Call With Our Team
Solvent Liquidation (MVL)

A formal process to legally close a solvent company, returning surplus capital to shareholders tax-efficiently.

Insolvent Liquidation (CVL)

Legally winding up a company that cannot pay its debts, securing a director-led exit and a path to progress for the business owner.

Company Voluntary Arrangement (CVA)

A legally binding agreement allowing a viable company to continue trading while restructuring and repaying debt at a reduced amount.

Administration

A formal process where an Administrator manages a struggling company to rescue it or achieve the best outcome for creditors, providing protection from legal action.

Advisory

Expert support developing turnaround strategies, managing cashflow, restructuring debt, and resolving shareholder disputes before insolvency.

Individual Voluntary Arrangement (IVA)

A formal debt solution protecting individuals from creditors, allowing affordable monthly payments, with remaining unsecured debt written off upon completion.

Bankruptcy

A formal legal process for individuals unable to repay debts, offering protection from creditor action while realising assets to repay liabilities.

Our Services
A range of options, clearly defined.

At Certus, our expertise spans the full spectrum of financial solutions, from solvent exits to complex individual debt management.

Whether you're a business leader needing to maximise capital, or an individual seeking relief, we offer clear, statutory-regulated processes.

We use a human-centred approach to guide you toward the most appropriate and transparent solution.

Solvent Liquidation (MVL)

A formal process to legally close a solvent company, returning surplus capital to shareholders tax-efficiently.

Insolvent Liquidation (CVL)

Legally winding up a company that cannot pay its debts, securing a director-led exit and a path to progress for the business owner.

Company Voluntary Arrangement (CVA)

A legally binding agreement allowing a viable company to continue trading while restructuring and repaying debt at a reduced amount.

Administration

A formal process where an Administrator manages a struggling company to rescue it or achieve the best outcome for creditors, providing protection from legal action.

Advisory

Expert support developing turnaround strategies, managing cashflow, restructuring debt, and resolving shareholder disputes before insolvency.

Individual Voluntary Arrangement (IVA)

A formal debt solution protecting individuals from creditors, allowing affordable monthly payments, with remaining unsecured debt written off upon completion.

Bankruptcy

A formal legal process for individuals unable to repay debts, offering protection from creditor action while realising assets to repay liabilities.

Connect with us

An introduction to a specialist who understands your world can make all the difference. To learn more about how our services can support you and your clients, please get in touch for an introductory conversation.

Schedule a Call With Our Team
Our Services
A range of options, clearly defined.

At Certus, our expertise spans the full spectrum of financial solutions, from solvent exits to complex individual debt management.

Whether you're a business leader needing to maximise capital, or an individual seeking relief, we offer clear, statutory-regulated processes.

We use a human-centred approach to guide you toward the most appropriate and transparent solution.

Solvent Liquidation (MVL)

A formal process to legally close a solvent company, returning surplus capital to shareholders tax-efficiently.

Insolvent Liquidation (CVL)

Legally winding up a company that cannot pay its debts, securing a director-led exit and a path to progress for the business owner.

Company Voluntary Arrangement (CVA)

A legally binding agreement allowing a viable company to continue trading while restructuring and repaying debt at a reduced amount.

Administration

A formal process where an Administrator manages a struggling company to rescue it or achieve the best outcome for creditors, providing protection from legal action.

Advisory

Expert support developing turnaround strategies, managing cashflow, restructuring debt, and resolving shareholder disputes before insolvency.

Individual Voluntary Arrangement (IVA)

A formal debt solution protecting individuals from creditors, allowing affordable monthly payments, with remaining unsecured debt written off upon completion.

Bankruptcy

A formal legal process for individuals unable to repay debts, offering protection from creditor action while realising assets to repay liabilities.

Connect with us

An introduction to a specialist who understands your world can make all the difference. To learn more about how our services can support you and your clients, please get in touch for an introductory conversation.

Schedule a Call With Our Team
The whole thing feels overwhelming. Who will I actually be dealing with?
You will have a senior, expert from our team as your consistent point of contact.
Guides

The Phoenix Effect: Why Closing a Business Isn’t the End - and How to Do It the Right Way

Closing your company doesn’t have to be the end, sometimes it’s the smartest way to begin again.

Read more
FAQS
We understand you have questions. Here are some clear, simple answers to help you see the path forward.
Proactive
What are the key warning signs that my UK company might be insolvent and when should I act?
Responsible
As a company director, what personal liabilities can I face if my business becomes insolvent?
Resilient
Can I start a new company if my current business becomes insolvent?
Reassured
Can I be a Director again after my company goes into liquidation?
Compliant
Can I use the same company name again after liquidation? (Section 216 rules)
Supported
Do I have to speak to all my creditors myself?
Guided
If my company has no assets and can’t afford a liquidator, what are my options?
For Accountants & Professional Advisors

Refer confidently.

Referring a client requires confidence and trust. Discover how our transparent, expert-led approach protects your client’s future and enhances your reputation, making us a reliable extension of your own high standards.

See how we work
Certus.
listen
Start a confidential conversation.

You don’t need to have all the answers. Our initial chat is free, completely confidential, and comes with no obligation. Let’s talk about your situation and find your path to clarity.

Book a confidential chat